Andrew Luck must've been preparing to replace his credit cards, his I.D., his Book of the Month Club card -- everything.
Then when a local good Samaritan stepped in to save the day.
Luck paid it forward a few weeks later with a signed football and a special note for Charles.
The note reads: "Many thanks! You made my life much easier, ha! Thanks for reminding me of the 'kindness of strangers.'"