In advance of what could be his final college season, LSU running back Leonard Fournette's parents have purchased a pair of insurance policies valued at $10 million each to protect his financial future in the event of an injury.
One policy protects Fournette against total disability in the event that an injury ends his career, while the other is a loss-of-value policy that allows for a claim if circumstances lead to a draft fall, per CBS Sports. Loss-of-value policies vary in that they can trigger different claim amounts depending on how far a player slips in the draft.
As a junior, Fournette could be available in the 2017 NFL Draft if he chooses to apply for early eligibility after the season.
He rushed for 1,034 yards as a freshman in 2014, and followed that with a 1,953 yards and 22 touchdowns as a sophomore last year. At one point, he was the thought to be the leading contender for the Heisman Trophy until Alabama's Derrick Henry seized his Heisman momentum by outrushing him 210-31 in a crucial November SEC game.
Former USC running back Silas Redd and former Oregon cornerback Ifo Ekpre-Olomu are two examples of players that have laid claim to loss-of-value insurance payouts.