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No Purchase or Obligation OF ANY KIND IS Necessary to Enter or Claim a Prize.

ALL Entries have an Equal Chance of Winning.

ELIGIBILITY: The NFL Extra Points July International Game Trip Sweepstakes (the "Sweepstakes" or "Promotion") is open to citizens or resident aliens of the fifty (50) United States and the District of Columbia, who are at least eighteen (18) years of age or older at the time of entry (except in jurisdictions where the legal age of majority is greater than eighteen (18) years, in which case the entrant must meet that legal age) ("Entrant"). Non-resident aliens are not eligible to enter or win. Employees, officers, directors, representatives, and consultants of Comenity Servicing, LLC ("Sponsor"), Marden-Kane, Inc. ("Administrator"), the NFL Entities (defined below), and any of their respective parent companies, subsidiaries, affiliated companies, prize suppliers, and advertising and promotion agencies (collectively, "Releasees"), and their immediate family members (spouse, parents, children, siblings, and their respective spouses, regardless of where they live) and individuals living in the same household (whether or not related), are not eligible to enter or win. Each Entrant, by participating in the Sweepstakes, agrees to be bound by these Official Rules and by the decisions of the Sponsor and Administrator, which are final and binding in all matters. Void where prohibited or restricted by law. The Sweepstakes is subject to all applicable federal, state, and local laws and regulations.

TIMING: The Sweepstakes begins at 9:00:00 AM Eastern Time ("ET") on July 1, 2025, and ends at 11:59:59 PM ET on July 31, 2025 (the "Promotion Period"). For purposes of this Sweepstakes, a "day" is defined as a 24-hour period, beginning at 12:00:00 AM ET and ending at 11:59:59 PM ET except for the first day of the Sweepstakes where a day is defined as beginning at 9:00:00 AM ET and ending at 11:59:59 PM ET. The Sponsor's computer, or that of its designee, runs the official clock for the Sweepstakes and will solely determine the time by which an entry is received.

HOW TO ENTER: During the Promotion Period, there are four (4) ways to participate, including a No Purchase of any kind Required method of Entry:

[1] Automatic Entry Using your NFL Extra Points Visa® Credit Card OR Green Bay Packers Extra Points Mastercard® Credit Card: During the Promotion Period, any eligible NFL Extra Points Visa® Credit Card OR Green Bay Packers Extra Points Mastercard® Credit Card customer in good standing as of July 1, 2025 will automatically receive one (1) entry for each $50 minimum purchase/transaction made during the Promotion Period. There is a limit of one (1) entry per calendar day for this method of entry. Discounts, sales tax, shipping and handling, etc. do not count towards purchase amount. Your purchase/transaction must be completed by 11:59:59 PM ET on July 31, 2025. Cardmembers may not be in default under the cardmember agreement for that account at time of entry, winner selection and prize award. For entries earned via a purchase transaction, entry will be deemed made by the primary cardholder of the card used to make the purchase(s). For purposes of this Promotion, the primary cardmember is a person who owns and is the authorized user of one of the eligible credit cards listed above. Balance transfers, account adjustment transactions/returns, finance charges, fees, cash advances, convenience checks, foreign transaction currency charges, or insurance charges are not considered eligible transactions for Sweepstakes entry. Entries from unauthorized card use, made with a lost, stolen or fraudulent credit card are void.

[2] Enter via Rewards Point Redemption: During the Promotion Period, eligible Entrant must have an open NFL Extra Points Visa® Credit Card OR Green Bay Packers Extra Points Mastercard® Credit Card. Cardholders can access the Reward Marketplace to redeem points towards a Sweepstakes entry by logging into Account Center, navigating to the Rewards and Benefit section, clicking Redeem Now button, selecting Reward Marketplace as the redemption option, and clicking Yes, leave Account Center button. Creating an account is free. If Cardholder is not registered for Account Center than he/she must visit the Account Center website at www.comenity.net/nflvisa or www.comenity.net/greenbaymastercard. After registering and creating an account, eligible Cardholder can redeem Rewards Points for Sweepstakes entry(s). There is a limit of one (1) entry per calendar day for this method of entry. To participate via this entry method, two hundred fifty (250) Rewards Points must be redeemed to receive one (1) Sweepstakes entry.

[3] Enter via X or Instagram: During the Promotion Period, an Entrant may receive one (1) entry for the Sweepstakes Promotion Period via X or Instagram. To receive one (1) entry, sign into your X or Instagram account. Entrant may create an X or Instagram account for free if you don't already have an account.

• Follow @NFLExtraPoints on X or Instagram (if you are not already following @NFLExtraPoints)
• Comment on the Sponsor's Sweepstakes post dated July 1, 2025 and tag one (1) friend that is Entrants' favorite person to watch NFL games with and include hashtag #NFLXPSweeptakes. Comments must be posted by July 31, 2025 to be eligible for the drawing.
• Entries will be deemed made by the authorized account holder of the X or Instagram account where the entry is submitted from at the time of entry. The "authorized account holder" is the person who is assigned to the X account or Instagram by the online service provider.
• Entrant must have a public X or Instagram account to enter the Sweepstakes and must be a follower of @NFLExtraPoints on the platform used to enter through August 30, 2025 for potential winner notification. Entrant must agree to comply with the X Terms of Service https://x.com/en/tos and Privacy Policy https://x.com/en/privacy (if entering using X) in order to participate in the Sweepstakes. Entrants may create an Instagram account at no cost by logging on to http://instagram.com. Creation of an Instagram account requires an Entrant to agree to Instagram's Terms of Service and Privacy Policy available at http://instagram.com/about/legal/terms/ and http://instagram.comabout/legal/privacy/, respectively. Limit of one (1) entry per platform/social media channel per person during the entire Promotion Period. If multiple entries are submitted on either platform, only the first entry will be included in the random drawing. This Promotion is in no way sponsored, endorsed or administered by, or associated with, Instagram or X.

[4] By Mail (No Purchase Necessary): To participate in the Sweepstakes without making a purchase, transaction or obligation of any kind, eligible Entrants may hand-print their name, address, city, state, zip code, daytime phone number, and email address (mandatory), on a plain 3"x5" piece of paper, place in a #10 business-size stamped envelope and mail to: NFL Extra Points NFL July International Game Trip Sweepstakes, P.O. Box 698, Syosset, NY 11791-0698. Enter as often as you wish; however, only one (1) entry per stamped envelope will be accepted. Envelopes with more than (1) entry in the envelope will be void. Your outer mailing envelope must include a valid return address, which includes a complete first and last name. Mail-in entries, including outer envelope, must be handwritten. All mail entries must be postmarked by July 31, 2025 and received by August 6, 2025. Limit one (1) entry per calendar day/person for the Promotion Period. Envelopes containing multiple entry requests will be disqualified. Sponsor is not responsible for lost, late, damaged, delayed, destroyed, misdirected, incomplete, illegible, mutilated, garbled, misdirected or postage due mail. Releasees assume no responsibility for human, or other error or for any technical or other malfunctions that may occur. Photocopies, mechanically reproduced, forged or altered mailed entries and facsimiles are void. Incomplete or illegible entries are not eligible. All entries become the property of the Sponsor and will not be returned. No entries may be submitted on behalf of another person. Proof of submission of entry does not constitute proof of delivery.

Normal internet access, phone, and usage charges imposed by your online or phone service carrier may apply. If you are entering via a mobile device and using your wireless carrier's network, standard data charges from your wireless carrier may apply.

By submitting an entry, Entrant agrees to comply with the Sweepstakes Official Rules. Entries may only be submitted by a single Entrant. Entries that do not comply with these Official Rules, as determined in Sponsor and/or Administrator's sole discretion, will be disqualified from the Sweepstakes. Decisions of the Sponsor and/or Administrator are final and binding.

RANDOM DRAWING: A random drawing to select one (1) potential Grand Prize winner will be conducted on or about August 8, 2025 from among all eligible entries received during the Promotion Period. Drawing will be conducted by Administrator, who is an independent judging organization and whose decisions are final and binding in all matters relating to the Sweepstakes. Subject to verification of eligibility and compliance with these Official Rules, the potential winner will be declared the official winner of the Sweepstakes. Many will enter, but only one (1) potential Winner will be randomly selected. No guarantee to win, and chance/odds of winning is solely dependent on the total number of eligible purchase and non-purchase mail-in entries received. In the event there are not enough eligible purchase and non-purchase entries received during the Promotion Entry Period to conduct the random drawing, the Grand Prize will not be awarded. This is a randomized drawing that is not intended to and should not influence any decisions or actions for the benefit of the Sponsor. The promotion is in compliance with all applicable anti-corruption laws and regulations.

WINNER NOTIFICATION AND VERIFICATION: The potential Grand Prize winner will be notified by email and/or phone within five (5) business days of the drawing by the Administrator. To claim the prize, the winner will be required to execute and return an Affidavit of Eligibility and Liability Release, Travel Information Form (for winner and guest), Travel Release Form (for winner and guest), a Publicity Release where legal, and an IRS Form W-9 with their social security number furnished (used only for the purpose of reporting the winner's prize earnings to the Internal Revenue Service, as required by law) (collectively "Prize Claim Documents"). Failure to return all Prize Claim Documents within five (5) days of prize notification date will result in the prize being forfeited and awarded to an alternate potential winner. In the event that the potential winner cannot be contacted, or the potential winner fails to timely return any documents requested, return of prize or prize notification as undeliverable, or noncompliance with these Official Rules, or the potential winner declines the prize for any reason will result in such potential winner being disqualified and the prize will be forfeited. Sponsor shall have no further obligation to a potential winner who is disqualified and an alternate potential winner may be selected from among all remaining eligible entries received, at Sponsor's discretion, time permitting.

PRIZE/ODDS: One (1) Grand Prize – one (1) winner will receive two (2) tickets for winner and one (1) guest to winner's choice of one of three 2025 regular season NFL games played in London England. Prize includes round-trip coach airfare for winner and one (1) guest, one (1) standard hotel room (double occupancy) for three (3) nights, ground transportation to/from airport and to/from game and one (1) $1,000 gift card. Approximate Retail Value ("ARV") of $8,500 (the "Prize"). Games in London are currently scheduled for October 5, 2025, October 12, 2025, and October 19, 2025. Each game is subject to availability. Winner will need to select game they wish to attend at the time they complete their Affidavit of Eligibility. All travel must be booked no later than September 8, 2025.

Additional disclosures for the Prize: Tickets are subject to terms and conditions specified by the issuer, and winner and guest agree to comply with such terms and conditions as well as with all event and venue rules and regulations. Exact location of seats to be determined solely by Sponsor. No substitutions, cash equivalents, or transfer of prize permitted. Prize consists of only those items specifically listed as part of the prize. All details of the prize not specified herein shall be determined solely by Sponsor. Sponsor makes no warranties, and hereby disclaims any and all warranties, expressed or implied, concerning any prize furnished by third parties in connection with the Sweepstakes. Admission to the event is subject to the regulations and requirements of the venue. Prize winner is solely responsible for their guests' use of their prize. The Releasees and/or any other relevant party reserve the right to remove or deny entry/participation to the winner and/or guest of winner who engages in a non-sportsman like or disruptive manner, or with intent to annoy, abuse, threaten, or harass any other person at any prize-related venue. The Releasees are not responsible for damage or loss of a prize after it has been delivered to a confirmed winner.

If the Prize event is unable to take place as planned for reasons including, but not limited to, scheduling conflicts, cancellations, postponements, delays, an event of force majeure (any acts of God, natural catastrophes, public enemies, war, acts of terrorism, civil commotion, riot, strikes or labor difficulties, lockout, judicial or government order, or other requirement of law, or national emergencies or any other cause beyond the Sponsor's reasonable control), an unforeseeable health event (e.g., pandemic or epidemic), Sponsor will have no obligation to award compensation in lieu thereof.

The odds of winning the prize depend on the total number of eligible entries received by the end of the Promotion Period. In no event will more prizes be awarded than listed in these Official Rules. No cash equivalents, transfers or substitution of a prize permitted except at the sole discretion of the Sponsor, who reserves the right to substitute a prize (or portion thereof) of comparable or greater value, at its sole discretion. Tickets or individual components of the Prize may not be transferred or sold unless Sponsor, in its sole discretion, gives prior written permission. Winner is responsible for the payment of all taxes on the applicable Prize as well as any costs and expenses associated with prize acceptance and use not specified herein as being provided. Prize is awarded "as is" with no warranty or guarantee, either express or implied. All prize details are at Sponsor's sole discretion.

Winner must be available to attend one of the three (3) designated games specified by Sponsor or forfeit the prize. Winner's guest must be of legal age of majority in their jurisdictions of residence (and at least eighteen (18) years of age), unless accompanied by a parent or legal guardian. The National Football League game dates and times are determined in their sole discretion and may be subject to change. National Football League tickets awarded as prizes may not be resold or offered for resale or used for any commercial or promotional purpose whatsoever. Any such resale or commercial or promotional use may result in disqualification and prize forfeiture, and may invalidate the license granted by the game, event or exhibition ticket(s).

PUBLICITY: Except where prohibited, participation in the Sweepstakes constitutes winner's consent to Sponsor's and its designees' use of such winner's name, likeness, photograph, opinions, hometown and state for advertising, promotional and other purposes, in any manner, in any and all media, now or hereafter devised, worldwide in perpetuity, without further payment or consideration, notification or permission.

CONDITIONS OF ENTRY: Sponsor, the other NFL Entities, and their respective parent companies, affiliates, subsidiaries, divisions, advertising and promotion agencies, Marden-Kane, Inc., and all of their respective officers, directors, shareholders, employees, representatives and agents (collectively "Releasees") are not responsible for: (i) incorrect or inaccurate transcription of entry information, or for any human, typographical or printing errors, (ii) technical malfunctions, lost/delayed data transmission, omission, interruption, deletion, defect, line failures of any telephone network, computer equipment, software, wireless service, or any other error or malfunction, (iii) or for late, lost, stolen, illegible, damaged, incomplete, inaccurate, undelivered, delayed or misdirected entries or processing of a transaction, for any reason including computer, telephone, wireless service, paper transfer, or process any transaction thereon, (iv) other errors or problems which may occur in connection with the administration of the Sweepstakes, the processing of entries, the announcement of the prize or in any Sweepstakes related materials. Entry materials that have been tampered with or altered are void. If, in the Administrator's opinion there is any suspected or actual evidence of electronic or non-electronic tampering with any portion of this Sweepstakes, or if technical difficulties compromise the integrity of this Sweepstakes, the Administrator reserves the right to disqualify any individual (and void his/her entry and/or prevent him/her from future entry), and/or who tampers with the entry process and/or who is acting in violation of these Official Rules, to modify or cancel or terminate this Sweepstakes, in whole or in part, at any time without notice and award any unawarded prizes in a random drawing from among all non-suspect eligible entries received as of the termination date or otherwise deemed fair and appropriate by Sponsor. Caution: Any attempt to deliberately damage any online service or website associated with this Sweepstakes or undermine the legitimate operation of this Sweepstakes may be a violation of criminal and civil laws and should such an attempt be made; the Sponsor reserves the right to seek damages (including attorneys' fees) and/or other remedies from any such person to the fullest extent permitted by law. Sponsor's failure to enforce any term of these Official Rules shall not constitute a waiver of that or any other provision. Sponsor reserves the right to modify prize award procedures at their discretion.

DISPUTES AND LIMITATION OF LIABILITY: By participating in the Sweepstakes, except where prohibited, Entrants agree: [1] to release, indemnify and hold harmless Releasees and each of their respective agents, representatives, officers, directors, shareholders and employees from and against any injuries, losses, damages, claims, actions and any liability of any kind resulting from or arising from participation in the Sweepstakes or acceptance, possession, use, misuse or nonuse of the prize (including any travel or travel-related activity thereto) that may be assigned; [2] any and all disputed, claims and causes of action arising out of or connected with this Sweepstakes or any Sweepstakes prize assigned shall be resolved individually, without resort to any form of class action, and exclusively by the United States District Court for the Southern District of Ohio or the appropriate Ohio State Court located in Columbus Ohio; [3] any and all claims, judgments and awards shall be limited to actual out-of-pocket costs incurred, including costs associated with entering this Sweepstakes, and in no event will Entrants be permitted to obtain attorneys' fees or other legal costs; and [4] under no circumstances will Entrant be permitted to obtain awards for, and Entrant hereby waives all rights to claim, indirect, punitive, incidental and consequential damages and any other damages, other than for actual out-of-pocket expenses, and any and all rights to have damages multiplied or otherwise increased. This Sweepstakes and these Official Rules shall be interpreted in accordance with the laws of the Ohio without regard to its principles of conflicts of law. Releasees are not responsible for technical, computer, mechanical, printing, typographical, human or other errors relating to or in connection with the Sweepstakes, including, without limitation, errors which may occur in connection with the administration of the Sweepstakes, the processing of entries, the announcement of the prizes or in any Sweepstakes related materials; or for stolen, lost, late, misdirected, damaged, incomplete, inaccurate, undelivered, delayed or illegible entries or; for electronic, computer, or telephonic malfunction or error, fail to enter into the processing system, or are processed, reported, or transmitted late or incorrectly or are lost for any reason including computer, telephone, paper transfer, or process any transaction thereon. If, in the Sponsor's opinion for any reason, the Promotion is not able to run as planned for reasons which may include, without limitation, cancelation of the baseball season, walk out of the payers, infection by computer virus, bugs, tampering, unauthorized intervention, fraud, technical failures, including soliciting of applications in a manner inconsistent with Sponsors' policies or procedures or any other causes which may corrupt or affect the administration, security, fairness, integrity or proper conduct of this Promotion, including any other factors beyond Sponsor's reasonable control such as a Force Majeure (e.g., war, riots, terrorism, civil unrest, strikes, blackouts, supply shortages, order of governmental authority,) an "act of God" (e.g., natural disasters, weather, etc.) or an unforeseeable health event (e.g. pandemic or epidemic), then the Sponsor reserves the right, in its sole discretion, to cancel, terminate, modify or suspend the Promotion in whole or in part, without further liability to the Entrants or third parties. In the event the Promotion is cancelled prior to the stated end date, a notice will be posted on the Promotion web site; and Sponsor reserves the right to conduct the drawing and award prizes from among all eligible non-suspect entries received prior to the cancelation of the Promotion.

PRIVACY: Information collected from Entrants is subject to Sponsor's Privacy Policy available at https://www.breadfinancial.com/en/privacy.html.

WHO WON: To request the name of the winner, send an e-mail with the subject line: NFL Extra Points July International Game Trip Sweepstakes Winner to winners@mkpromosource.com. Requests must be received no later than September 30, 2025. The list will be sent when the drawing has been conducted and the winner verified.

SPONSOR: Comenity Servicing, LLC., 3095 Loyalty Circle, Columbus, OH 43219

ADMINISTRATOR: Marden-Kane, Inc., 575 Underhill Blvd., Suite 222, Syosset, NY 11791-3416.

This Sweepstakes is in no way sponsored by any of the NFL Entities.

© 2025 Bread Financial and other marks used herein are service marks of Bread Financial or its affiliates, used and registered throughout the world.

Ó Copyright 2025 Marden-Kane, Inc. All rights reserved. Entrants are hereby authorized to copy these Official Rules on the condition that it will be for the Entrant's personal use only.

THE NATIONAL FOOTBALL LEAGUE, ITS MEMBER PROFESSIONAL FOOTBALL CLUBS, NFL VENTURES, INC., NFL VENTURES, L.P., NFL PROPERTIES LLC, NFL ENTERPRISES LLC, NFL PRODUCTIONS LLC, NFL INTERNATIONAL LLC, AND EACH OF THEIR RESPECITVE SUBSIDIARIES, ALFFLIATES, SHAREHOLDERS, OFFICERS, DIRECTORS, AGENTS, MEMBERS, REPRESENTATIVES, AND EMPLOYEES (COLLECTIVLEY, THE "NFL ENTITIES") WILL HAVE NO LIABILITY OR RESPONSIBILITY FOR ANY CLAIM ARISING IN CONNECTION WITH PARTICIPATION IN THE SWEEPSTAKES OR ANY PRIZE AWARDED. THE NFL ENTITIES HAVE NOT OFFERED OR SPONSORED THIS SWEEPSTAKES IN ANY WAY.

This rewards program is provided by Comenity Capital Bank, and its terms may change at any time. For full Rewards Terms and Conditions, go to comenity.net/nflvisa.

Credit card offers are subject to credit approval.

Your team branded Extra Points Visa® Credit Card represents your team affiliation within the NFL Extra Points Visa Credit Card program. Any reference to your team affiliated Extra Points Visa Credit Car is equivalent to the NFL Extra Points Visa Credit Card.

NFL Extra Points Visa Credit Card Accounts are issued by Comenity Capital Bank pursuant to a license from Visa U.S.A. Inc. Visa is a registered trademark of Visa International Service Associate and used under license.